Lexington Law Credit Repair

Lexington Law Credit Repair
By Chane Steiner

Lexington Law Firm is one of the most popular credit repair companies on the Internet. They have been in business for over 15 years and have helped over 300,000 clients repair their credit reports. Lexington Law works with clients to improve their credit reports legally and affordably.

Lexington Law is the trusted leader in credit report repair for a reason: they make the process easy and effective for their clients. Their services have proven so effective that their participating Concord level clients have seen an average of 8.7 deletions from their combined credit reports by month 3, and 28.6 deletions by month 12. (Your results may vary.)

Credit repair companies leverage your consumer rights to engage the credit bureaus and assist with your credit rating. They work on your behalf to remove questionable negative items from your credit reports.

Lexington begins the dispute process by drawing upon its vast arsenal of credit report repair strategies and experience to challenge questionable negative items directly with the credit bureaus.

The credit bureaus have 30 days to investigate your dispute. After that, they must inform you of their results, and send you a free copy of your updated report. It usually takes 60 days from the day they send a dispute to the day you receive an updated report.

When you receive a response from a credit bureau you simple make a copy of the updated report for your records then send the original to Lexington Law. Lexington Law then repeats the cycle, this time hopefully with fewer questionable items on your credit report.

The nice thing about Lexington Law is that their service is backed by a refund policy which entitles you to some or all of your money back if enough disputed items are not removed. If you read the testimonials on their website you will certainly see how happy and impressed their customers are with their service.

Article Source: http://EzineArticles.com/?expert=Chane_Steiner

Lexington Law Credit Repair

Lexington Law Has a Record of Success

Lexington Law Has a Record of Success
By Terry Lamb

Today it is getting tougher and tougher just to keep up with our bills. Add in credit cards, auto loans, mortgages, and other debts, and it can get overwhelming fast. And when that happens, you may run into some trouble every once in awhile. What's most frustrating is that just getting a few months behind can cost you thousands of dollars due to higher interest rates. Is there any answer out there?

Fortunately, companies such as Lexington Law are able to assist you in straightening out your situation. They have various approaches to repairing your credit and then aiding you in maintaining an improved credit history.

The first is consolidation of your various bills. That can frequently result in a lower rate of interest as well as just a single monthly payment to cope with.

You can also receive additional credit repair tips through the Lexington Law service. Lexington Law has an outstanding history of providing their clients unparalleled service.

Every step of the process will be explained in detail so that you are not kept in dark, worrying if anything is happening or not. Lexington Law will also explain the ins and outs of the Fair Credit Reporting Act in a manner almost anyone can understand.

It can be terribly embarrassing to have to admit to a stranger that you are having credit problems. I was worried I would be made to feel bad about myself but when I contacted Lexington Law they were very kind and understanding. They kept everything professional and did not make me like a bad person just because I got into a bad situation.

After you've gotten help from a credit repair company once, it's important to stay on top of your bills in the future. After you get everything sorted out, the last thing you want to do is get in more financial trouble and have to go through the same thing all over again. Make sure you also monitor your credit report to make sure it's carrying accurate information about your financial life.

If you find that you've gotten behind financially and are unable to pay your bills, never hesitate to ask for help. After all, you're far from being the only person in America who is stressed out over insufficient funds. There are professionals out there who can help you get out of the debt you're in so that you'll be able to start over with a clean slate.

Article Source: http://EzineArticles.com/?expert=Terry_Lamb

Lexington Law Has a Record of Success

Is There a Real Lexington Law Scam? The Truth About Lexington Credit Repair

Is There a Real Lexington Law Scam?
The Truth About Lexington Credit Repair
By Tim Phelan

It's important to be careful when dealing with a credit repair company because in the recent past there have been real scams by unethical credit repair companies who take advantage of people who have already been through hard times. These scams are truly unfortunate and when they are found out the government will step in to prosecute them and/or close them down.

The government agency which regulates these credit repair companies is the Federal Trade Commission, also known as the FTC. The fact that a company like Lexington Law has been in the credit repair business since 1993 should be the first sign that the Lexington credit repair service is not a scam.

Another way to check about Lexington Law is to go to the Better Business Bureau, also known as the BBB, and see what their report says about them. The BBB is widely respected organization that helps consumers find companies they can trust. According to the better business bureau, Lexington Law has been a BBB accredited member since 2003.

According to the BBB, Lexington Law used arbitration to resolve disputes, which is a good thing, and they have a satisfactory record.

Now, this doesn't mean you won't see some ex clients of Lexington claim that they have been scammed, but most likely this was a misunderstanding of how Lexington does business.

The BBB says most of the complaints are because of the billing practice by Lexington which bills after work has been done, not before. By the way, it is generally recommended to stay away from credit repair companies that want a payment up front before services are done. These companies are more likely to be scams.

Article Source: http://EzineArticles.com/?expert=Tim_Phelan

Is There a Real Lexington Law Scam?
The Truth About Lexington Credit Repair